
Prosper is a community based lending web-site where you can log on and decide if you want to borrow money or, and this is where it gets interesting, you can become the lender. Loans can range from $50 - $25,000 and if you decide to be the lender you can look at the terms the borrower requested and then set an interest rate that works for you. You can also view the person's credit history, and payments are automatically deducted from the person's bank account. For the most part it seems to be pretty legit. So the next time you need to borrow money or want to lend money out, and collect some interest this is the web-site to log onto.